DJ Bettencourt: Qualities To Look For In An Auto Insurance Plan

If you are in the market for an auto insurance plan, it can be a confusing and overwhelming process. With so many different types of plans and coverage options to choose from, it can be difficult to decide which one is right for you.

Knowing what to look for in an auto insurance plan can help you make an informed choice. Read on to learn from New Hampshire Deputy Insurance Commissioner DJ Bettencourt about the essential qualities that you should consider when shopping for an auto insurance plan.

Affordable Rates

When shopping for auto insurance, you want to find an affordable insurance policy, without sacrificing coverage. The best way to find an insurance policy with affordable rates is to shop around and compare different insurers. Make sure to look at the fine print and consider all of the coverage options available, to ensure you are getting the best rate for the insurance coverage you need.

Comprehensive Insurance Coverage

Comprehensive auto insurance coverage can help protect you from any unexpected costs that may arise due to an accident or other incident. It is important to make sure that your policy includes comprehensive coverage so that you are fully protected in the event of an accident.

When selecting an auto insurance policy with comprehensive coverage, it is important to consider the limits of the said coverage. You want to make sure that you are not overpaying for coverage that you don’t need, but you also don’t want to be underinsured.

Low Insurance Deductible

The deductible is the amount of money you have to pay out of pocket before the insurance company will cover the rest of the expenses. Select an insurance policy with a low deductible, so that you are not stuck with a large bill in the event of an accident. Be sure to compare different auto insurance policies to find one that has a low deductible and is still within your budget.

Flexible Payment Options

When selecting an auto insurance policy, look for an insurance policy that offers flexible payment options, such as automatic payments or online billing. This can help ensure that you never miss a payment, and can help you manage your finances more easily.

Other than that, DJ Bettencourt believes that it is also important for you to make sure that your auto insurance policy offers a reasonable amount of grace period if you are ever late on any type of insurance payment.

Roadside Assistance Coverage

Roadside assistance coverage can help you if you ever get a flat tire, run out of gas, or get stuck in a ditch. It can also help if you need to jump-start your car or are locked out. This insurance coverage can be an invaluable service and can help get you back on the road quickly and safely. Make sure to read the fine print to ensure that the roadside assistance coverage is sufficient for your needs.

Customer Service

Lastly, you want to make sure that the auto insurance company is always available to answer any of your questions and resolve any insurance-related problems you may have. For that, look for an auto insurer that is available 24/7, so that you can always get help with your auto insurance in case you need it.


Ivy Skye Marshall: Ivy, a social justice reporter, covers human rights issues, social movements, and stories of community resilience.